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Physicians on a mission · Fixing healthcare one employer at a time

Every employer OWNS a healthcare business.

Most employers run that business by default: the health plan in one place, workers' comp in another. One3 runs both with expertise. Lower cost, better outcomes, real control.

Physician-LedVeteran-Owned & OperatedBoard-Certified Occupational & Environmental MedicineAll 50 StatesWorldwide Services Available

Every employer has a financial expert.

Every employer has a legal expert.

Every employer has an HR expert.

Put a physician on your executive team.

The problem

Healthcare costs are rising—and concentrated where no one is looking.

Most employers are facing 6–10% annual health plan cost increases16, while injuries and illness cost them again in claims and lost work. Both are driven less by pricing alone and more by fragmented, reactive management of care. No one is accountable for outcomes, utilization, or total cost.

Employee benefits

$18,500+1

Expected health cost per employee in 2026

≈10%2

of employees drive up to 70% of total healthcare spend

Workplace health

$47,31623

Average lost-time workers' comp claim

$0.6122

Lost to illness and injury for every $1 spent on health benefits

Healthcare cost control fails when it assumes spending is distributed. In reality, it is concentrated—and therefore manageable.

What One3 does

One strategy connecting every clinical and cost decision.

Instead of a dozen disconnected vendors, you get one accountable strategy that links clinical decisions, utilization, and cost. One3 sits between your workforce and the healthcare system—and owns the outcome.

The healthcare systemHospitals · specialists · pharmacy · carriersOne3 — your strategy layerPhysician-led · diagnose · prescribe · manageYour workforceEmployees · families · sites
01

Diagnose

We read your claims data, utilization, injuries, and vendor performance the way a physician reads labs—pinpointing exactly where cost is being created.

02

Prescribe

We turn that diagnosis into a treatment plan: a healthcare strategy matched to your workforce, with the right clinical resources, workflows, and partners—quick wins first.

03

Manage

We deliver and oversee the plan as part of your leadership team—guiding decisions, coordinating care, and proving the savings in dollars over time.

Fractional Medical Executive

Complete medical strategy for workplace health and employee benefits.

One healthcare business, two budgets, one physician across both. It ships as one engagement: a board-certified Medical Director on a monthly retainer, no full-time hire.

Employee Benefits

A physician behind your health plans, reviewing decisions before you make them.

  • Health plans
  • Steerage
  • Vendor review
  • High-cost claims

Take control of your healthcare spend.

See where your healthcare strategy stands today.

Book a call