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Objective evaluation

Independent Medical Examinations

An Independent Medical Examination (IME) is a one-time evaluation by a physician who has not treated the worker — providing a neutral, defensible opinion on diagnosis, causation, work-relatedness, appropriate treatment, work restrictions, and maximum medical improvement. One3's IMEs are performed by residency-trained, board-certified occupational medicine physicians, so the findings hold up where it matters: claims review, disputes, and return-to-work planning.

What you get

A neutral medical opinion that holds up.

Causation & work-relatedness

A clear medical opinion on whether — and to what degree — a condition is work-related, grounded in the records and the clinical exam.

Impairment rating & MMI

Maximum medical improvement determinations and impairment ratings using the AMA Guides, documented to withstand scrutiny.

Work restrictions & fitness-for-duty

Objective work-capacity and restriction findings tied to the actual job, supporting safe return-to-work and fitness-for-duty decisions.

Defensible, board-certified reporting

Standardized, timely reports from board-certified occupational medicine physicians — with expert testimony available when a case requires it.

When an IME helps

Where a credible, independent exam makes the difference.

An IME is a one-time evaluation by a physician who has not been involved in the worker's care. Because the opinion is independent and board-certified, it carries weight in exactly the moments where treatment history is contested.

  • Workers' compensation claim disputes
  • Second opinions on diagnosis or treatment
  • Causation and work-relatedness questions
  • Disability and long-term disability claims
  • Return-to-work and fitness-for-duty decisions
  • Maximum medical improvement (MMI) determinations
  • Impairment ratings (AMA Guides)
  • Pre-litigation and litigation support

How it works

Records in, defensible report out.

1. Records review

A One3 occupational medicine physician reviews the relevant medical records, imaging, and claim history before the exam.

2. Independent examination

A focused in-person or telehealth evaluation by a physician who has not treated the worker — neutral by design.

3. Defensible report

A clear, standardized written report addressing diagnosis, causation, work restrictions, MMI, and impairment — delivered on a predictable timeline.

FAQs

IMEs, answered.

What is an Independent Medical Examination (IME)?

A neutral medical evaluation performed by a physician who has no treating relationship with the employee. It provides an objective, evidence-based opinion on diagnosis, causation, work capacity, and treatment — independent of any party in the claim.

When should an employer request an IME?

When a workers' comp, disability, or return-to-work decision hinges on a disputed or unclear medical question — conflicting diagnoses, questioned causation, prolonged claims, or work-capacity disagreements.

Who performs One3's IMEs?

Board-certified Occupational & Environmental Medicine physicians — specialists in exactly the work-relatedness and fitness-for-duty questions IMEs are meant to answer.

Will the IME report hold up in a dispute?

Reports are written to be defensible: methodical, evidence-cited, and clear on reasoning. Expert testimony is available when a case proceeds to hearing or litigation.

How is an IME different from the treating physician's opinion?

A treating physician advocates for their patient's care; an IME physician evaluates without a treatment relationship. That independence is what gives the opinion weight with carriers, TPAs, and courts.

Pricing & next steps

Need a credible independent exam?

One3 performs independent medical examinations through board-certified occupational medicine physicians, with defensible reporting and expert testimony available when a case requires it. Contact us to scope an IME for your claim.

Board-certified · All 50 states